Terry Lemons

Scenario Specialist

Direct Mortgage Funding

Los Gatos, CA

NMLS# 1879285

Apply Now (408) 884-0029

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About
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Testimonials

What People Are Saying
About Our People

Mark Klein Team

"Josh did everything he said he would in a professional timely manner and under promised and over delivered. Great team all around. Thanks for a great experience hope to buy a second house in the future"

5.0

– MICHAEL ANTHONY D'ANDREA

Tony Gabrione

"Tony was very helpful, responsive and professional through our entire process. Thank you, Tony!!"

5.0

– Beth A Steindl

Connor Healy

"Connor was very informative and was able to answer all questions I had. He helped me through the process and made it simple and easy. I have referred Connor to multiple friends and family. Thank you Connor for another excellent job I appreciate your hard work and dedication in your craft"

5.0

– Antonio Gutierrez

James Webber

"I am overwhelmed by the level of excellence! James Webber and Chris Lazarus provided us with a low rate refinance that went so smoothly and efficiently. The communication was very transparent and with highest level of customer support. I have recommended to all my friends."

5.0

– DAVIS Prabhu SWAMINATHAN

Michael Angus

"- 1 point of contact - quick, effective communication - personal approach - detailed follow-up - educated counsel"

5.0

– Margareta Jozef Rabbitt

Scott Mazur

"Scott and his team were great communicators. Every step of the way we knew what to expect - it was great not having any delays or surprises!"

5.0

– Lee Obrzut

Ty Fiegel

"timely feedback. only downside is getting a secure copy of signed closing docs, which isn't Ty's fault, but still should be considered."

5.0

– Anthony Thomas Snyder

Marla Sarkozy

"The expertise, trust, simple process flow and being available when needed. Thanks for all your help!"

5.0

– Terri A Dan

Connor Healy

"Fast, efficient and knowledgeable"

5.0

– Kim Hansanamaldia

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Buy A Home

We make it easy.
You make it a home.

The star treatment means we'll sweat the details of home financing for you. You focus on finding the right home and taking care of your family, knowing we have your back and will be ready to close on time.

Learn MoreApply Now

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Refinance

Rest Easy, Rockstar.

Rockstars don't worry when they have a great team around them. With us, you have a team of experts who are not only committed to you, but support a limited number of VIP's to ensure everyone gets treated like a star.

Learn MoreApply Now

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Resources

Tools

Stars love to have fun and learn at the same time. Nothing is more fun than learning the different ways you can put your money and home loan to work for you. Click on the tools below, but beware, its addictive!

When is $500 Worth $100,000
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Road to Loan Approval
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READ Report
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Heloc vs Cash Out Refi
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Around the Neighborhood
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What factors affect my rate?
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Should you keep renting or is it time to buy?
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Cost of Waiting
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Tales of Great Interest
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Total Housing Payment and Qualification Calculator
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Mortgage Free Calculator
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Future Home Value Calculator
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Refinance Calculator
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Company

Direct Mortgage Funding

Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

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